If you have successfully purchased this insurance product, please fill in the registration form within 90 days by
clicking here. Upon verification, the Mall Dollar rebate will be credited to your HKTVmall account within 60 days.
Terms and conditions for the Mall Dollar rebate by
clicking here.
Our StudySmart+ Overseas Student Insurance Plan is flexible and suitable for different study periods and destinations. It provides comprehensive protection for you in a foreign country and gives you peace of mind when you are studying abroad.
Flexible plan, suitable for different study abroad protection needs
Offers short-term study plans (6 months) as well as full-year study plans (1 or 2 year). The full-year plans can be selected with or without medical coverage, to cater to your needs.
Up to HKD 1,500,000 overseas medical expense coverage
Provides comprehensive medical coverage, including outpatient treatment, specialist/physiotherapy fees, Chinese medicine, and bonesetter treatment, as well as follow-up medical treatment.
Up to HKD 2,200,000 personal accident coverage
Includes up to HKD 1,200,000 personal accident coverage for accidents during school activities, traffic accidents, and victims of violent crimes. Additional personal accident coverage up to HKD 1,000,000.
Up to HKD 2,000,000 personal liability coverage
Study trip cancellation and interruption coverage
Compensates for additional airfare or accommodation expenses, as well as tuition fee losses due to study trip cancellation or interruption.
Up to 20,000 Personal property coverage
Includes HKD 10,000 for lost travel documents, and a total of HKD 10,000 for personal belongings and household content, including laptops and cameras.
Up to HKD 2,000 graduation bonus
Receive up to HKD 2,000 graduation bonus by enrolling in the StudySmart+ full-year plan for 3 consecutive years and completing your course.
Remarks:
1.The insured person must be a Hong Kong resident in Hong Kong holding a valid HKID card, and with a permanent address.
2.Levy collected by the Insurance Authority (if any) has been imposed on this policy at the applicable rate and would be remitted in accordance with the prescribed arrangements. For further information, please visit
http://www.zurich.com.hk/ia-levy .
StudySmart+ Overseas Student Insurance Plan Declarations
1.I/We hereby apply for StudySmart+ Overseas Student Insurance Plan (“Plan”). I/We declare that to the best of my/our knowledge and belief the information on this insurance summary is true and complete in every respect and all information disclosed has been verified by me/us as true and correct. Where applicable, I/we declare that I/we have full and complete authority from the insured person(s) to submit on their behalf this application and disclose any personal information being requested to assess this application. I/We understand and agree that this insurance summary and declaration will form the basis of the contract between me/us and Zurich Insurance Company Ltd (the “Company”).
2.I/We understand that I/we shall refer to the policy of this Plan for details of the insurance coverage, exclusion clauses and terms and conditions.
3.I/We understand I/we must complete and provide all information requested in this insurance summary, failing which the Company cannot process my application for this Plan.
The photos and/or descriptions are for reference only and do not form part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. Zurich Insurance Company Ltd (a company incorporated in Switzerland with limited liability) reserves right of final approval and decision. (If there is any discrepancy between the English and the Chinese versions, the English version shall prevail).
Please read the declarations, policy wording of this StudySmart+ Overseas Student Insurance Plan and the Personal Information Collection Statement of Zurich Insurance Company Ltd (a company incorporated in Switzerland with limited liability) before proceeding to apply for the Plan.
How to claim
Submit claim(s) electronically through:
Make a claim | Zurich Insurance (Hong Kong)
You will receive an acknowledgment SMS and/or email in two working days.
The claims assessment will be completed upon receipt of all necessary documents.
Customer Service Hotline: +852 2968 2288 (Mon-Fri: 9:00a.m.- 5:30p.m.)
Claims Hotline: +852 2903 9388 (Mon-Fri: 9:00a.m.- 5:30p.m.)
